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Rising concerns about further rate hikes sent stocks lower to kick off the second half of trading.The Dow Jones Industrial Average lost 1.96%, while the Standard & Poor’s 500 retreated 1.16%. The Nasdaq Composite index...

Revisit those Personal Risk Budgets

Julie Mochan, AIF®

Tuesday, June 27, 2023

The best way to keep your clients invested is by using a rational process like a RiskPro Proposal that includes their Personal Risk Budget. The proposal can be referenced like a documented Individual Investment Policy Statement any time.

Stocks climbed last week as reassuring inflation data boosted investor hopes that the rate-hike cycle was nearing an end amid fresh economic data pointing to continued economic resilience.The Dow Jones Industrial Average rose 1.25%,...

Set the Expectation, Not Speculation

Julie Mochan, AIF®

Wednesday, June 7, 2023

Volatility can be difficult for your clients. Setting expectations is the key to calming down bad investor behavior and keeping your clients on the track to meeting their goals. The RiskPro proposal system can help.

Stocks surged higher in the closing days of a holiday-shortened trading week, ignited by a political resolution on raising the debt ceiling and a strong employment report.The Dow Jones Industrial Average rose 2.02%, while the Standard...

Stocks rallied last week, propelled by growing optimism over reaching a deal on raising the debt ceiling and avoiding a technical debt default by the U.S.The Dow Jones Industrial Average edged 0.38% higher, while the Standard &...

Stocks were mixed last week as good inflation news was offset by mounting debt ceiling concerns and rekindled regional banking fears.The Dow Jones Industrial Average lost 1.11%, while the Standard & Poor’s 500 slipped 0.29%. The...

Stocks remained resilient last week amid mixed earnings reports, hawkish Fed-speak, and lingering recession fears, closing out the five trading days with small losses.The Dow Jones Industrial Average slipped 0.23%, while the Standard &...

Amid the reverberations of two U.S. banks being taken over by regulators and the spread of uncertainty to European banks, stocks trended higher last week on the strength of the technology sector.The Dow Jones Industrial Average was...

Concerns over a firmer monetary policy were heightened by fresh economic data, touching off a climb in bond yields and a slide in stock prices last week.The Dow Jones Industrial Average skidded 2.99%, while the Standard & Poor’s...

Stocks drifted lower as a week of mixed earnings reports and resurgent worries over Fed monetary policy dragged on investor sentiment. The Dow Jones Industrial Average slipped 0.17%, while the Standard & Poor’s 500 declined...

The stock market can provide some head-scratching moments, which is why I like Warren Buffet’s quote, “...don’t watch the market closely.”Stocks have been strong this year, and they rallied sharply before...

Stocks were mixed last week following better-than-expected corporate reports and increasing optimism over a slowdown in interest rates.The Dow Jones Industrial Average edged lower, slipping -0.15%. The Standard & Poor’s 500 rose...

Stocks showed mixed results last week as recession fears resurfaced in response to weak economic data and a tepid start to a new corporate earnings season.  The Dow Jones Industrial Average skidded 2.70%, while the Standard &...

Stocks rallied last week thanks to fresh confirmation of inflation’s cooling trend and growing optimism that an inflation slowdown may provide the Fed with space to ease up on future rate hikes.The Dow Jones Industrial Average...

A strong Friday rally triggered by fresh signs of moderating inflation pushed stocks into positive territory to begin the new year. The Dow Jones Industrial Average rose 1.46%, while the Standard & Poor’s 500 advanced 1.45%....

Can RiskPro Give you Better Sleep?

Julie Mochan, AIF®

Thursday, January 5, 2023

Knowing that your portfolios are being continuously monitored is one less thing to worry about. At RiskPro, we call it Perpetual Suitability.

In a holiday-shortened week, erratic trading left stocks marginally down for the week.The Dow Jones Industrial Average lost 0.17%, while the Standard & Poor’s 500 slipped 0.14%. The Nasdaq Composite index fell 0.30%. The MSCI...

Hawkish comments by the Fed and weak economic data heightened investors’ recession concerns and sent stocks lower last week.The Dow Jones Industrial Average lost 1.66%, while the Standard & Poor’s 500 retreated 2.08%. The...

Recession fears and concerns that the Fed may consider a longer rate-hike cycle sent stocks lower for the week.The Dow Jones Industrial Average dropped 2.77%, while the Standard & Poor’s 500 fell 3.37%. The Nasdaq Composite index...

Short Year-End Review Checklist

Julie Mochan, AIF®

Tuesday, December 6, 2022

Year End Review Time! Everyone gets busy this time of year, so as the year 2022 comes to a close, make sure you're checking off these important client review topics. First, general housekeeping: Qualified Accounts (Traditional, Roth, SEP...

Stocks ended higher last week as investors navigated the crosscurrents of a potential easing in future rate hikes and continued strength in the labor market.The Dow Jones Industrial Average edged 0.24% higher, while the Standard &...

Growing optimism that the Fed may be ready to ease future interest rate hikes sent stocks higher in a quiet trading week.The Dow Jones Industrial Average gained 1.78%, while the Standard & Poor’s 500 added 1.53%. The Nasdaq...

RiskPro delivers investment proposal generation, model risk management and account volatility surveillance. Nov. 15, 2022 /PRNewswire/ -- Concourse Financial...

A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week.The Dow Jones Industrial Average gained 4.15%, while the Standard & Poor’s 500 added 5.90%. The Nasdaq Composite index...

Are Your Clients Second-Guessing You?

Julie Mochan, AIF®

Wednesday, November 9, 2022

Why Use RiskPro?  Because investors need clarity to have confidence. Investors fear the unknown more than the known, and if they don’t have confidence, it’s possible they are second-guessing your investment strategy...

Hawkish comments by Fed Chair Jerome Powell, following the announcement of another 75 basis points interest rate hike last week, cast a pall over financial markets, sending yields higher and stocks lower.The Dow Jones Industrial...

Stocks overcame poor earnings results from some of America’s largest companies to post gains last week as investors cheered positive earnings surprises, easing inflation and a rebound in economic growth.The Dow Jones Industrial...

A Quick Look at Methodology

Jeff Olsen

Wednesday, October 26, 2022

The RiskPro Difference: The RiskPro algorithm employs an innovative approach that calculates the current (12-month) volatility of each security and the relationship between securities within a portfolio and the S&P 500. This data is then...

A positive start to a new earnings season and late-week hopes for a near-term easing in Fed rate hikes lifted investors’ spirits and powered stocks to gains for the week.The Dow Jones Industrial Average jumped 4.89%, while the...

Stocks were mixed last week amid wide intra- and inter-day price swings, as technology shares bore the brunt of the downdraft. The Dow Jones Industrial Average gained 1.15% for the week. Meanwhile, the Standard & Poor’s 500...

Video from the Cboe Exchange that can help you educate clients on the short term "fear gauge", or VIX index. Understand what equity markets expect over a period of 30-days. RiskPro's algorithm measures the volatility differently, and can..

A powerful two-day stock rebound cemented a positive week for investors as a new trading month began.The Dow Jones Industrial Average rose 1.99%, while the Standard & Poor’s 500 added 1.51%. The Nasdaq Composite index increased 0...

Rising recession fears and uncertainty in the bond and currency markets sent stocks to new 2022 lows last week.The Dow Jones Industrial Average declined 2.92%, while the Standard & Poor’s 500 slumped 2.91%. The Nasdaq Composite...

Last week, Fed Chair Powell said the U.S. would not tame inflation without economic pain. This week heightened recession fears and sent stocks broadly lower.The Dow Jones Industrial Average dropped 4.00%, while the Standard &...

A hotter-than-expected inflation report sent stocks sharply lower last week as investors faced the prospect of more aggressive interest rate hikes by the Federal Reserve for perhaps a longer period.The Dow Jones Industrial Average fell...

Stocks tumbled on Friday, sending stocks to a weekly loss after an otherwise quiet August week of trading.The Dow Jones Industrial Average slipped -0.16%, while the Standard & Poor’s 500 lost 1.21%. The Nasdaq Composite index...

An improving inflation outlook buoyed investors’ spirits last week, helping lift stocks to solid gains.The Dow Jones Industrial Average advanced 2.92%, while the Standard & Poor’s 500 rose 3.26%. The Nasdaq Composite index...

Undaunted by another Fed rate hike and news of a contracting economy, the stock market rallied last week on better-than-expected corporate earnings.The Dow Jones Industrial Average increased 2.97%, while the Standard & Poor’s 500...

Prospects of cooling inflation powered a rally in stock prices last week despite growing recession concerns.The Dow Jones Industrial Average gained 5.39%, while the Standard & Poor’s 500 climbed 6.45%. The Nasdaq Composite index...

Market Recap for the Week ending June 3, 2022.

What has upswings and downturns, troughs, peaks, and plateaus? Though such terms could easily describe a roller coaster ride, they are also commonly used to describe the business cycle. The business cycle –...

Tips for Empowering Fearful Investors

Julie Mochan, AIF®

Tuesday, November 9, 2021

There are lots of things to be afraid of in the world we live in, so don’t add yourself to that list. Meaning, most humans have an instinctive aversion to danger, with one of the most feared dangers being that of the unknown. We...

Pinpointing the Crucial Thread

Julie Mochan, AIF®

Thursday, July 15, 2021

RiskPro agrees with big industry voices like the Nerds at Team Kitces about risk tolerance measures being flawed. Michael Kitces has been sounding that alarm for a number of years (see latest ThinkAdvisor article by Jeff Berman).A...

See What Lies Beneath

Jeff Olsen

Wednesday, June 2, 2021

As seasoned financial professionals, we had concerns about unseen risk “lurking” beneath the surface in investor accounts under our management. Unable to find a solution, we created RiskPro to solve the problem. We then...

Are Your Clients Seeing Red?

Julie Mochan, AIF®

Tuesday, May 18, 2021

The visual communication of financial information may not be something you have time to think about deeply, but don’t forget that your clients are taking it in daily…and they may be processing it in a “not so healthy" way.

Does Your Firm Have Hot Spots?

Julie Mochan, AIF®

Wednesday, April 14, 2021

When I was much younger, a mentor once told me to “just save 25% of everything you earn after taxes, and you’ll be able to enjoy a future that many others will not”. After hearing that advice, and before that person...

Check Off your Obligations with RiskPro®

Brooks Marston

Thursday, March 25, 2021

RiskPro is a powerful tool for providing uniform disclosure for ensuring that firms consistently capture and align investor intent with recommended investments. The RiskPro proposal is highly configurable to include firm-specific...

This past November, you learned of an integration that would be available to thousands of Envestnet Enterprise customers in early 2021…. Well, it happened! RiskPro has officially launched our “all-in-one” risk...

Regulators Are Ready

Julie Mochan, AIF®

Wednesday, March 3, 2021

Happy 25th Anniversary to the SEC’s Office of Compliance Inspections and Examinations! Oh, by the way, OCIE is now called: “Division of Examinations” or just Division of EXAMS. Since 2020 was a rough one when it came...

Using the Data Your Firm Generates - The Right Way

Julie Mochan, AIF®

Thursday, February 11, 2021

As the IoT develops into the internet of everything, it’s critical that the data your firm is responsible for is not just secure, but accessible and translatable into simple actionable dashboards for your advisers, home office...

Executive Team Expands

Cory Kendall

Thursday, February 4, 2021

We are pleased to announce a new addition to our senior staff. Cory Kendall has joined RiskPro as Executive Vice President of Sales. Cory will work alongside other RiskPro leaders to expand adoption and utilization of the next...

Newport Beach, CA – RiskPro®, an investment risk profiling and portfolio construction software developed by edge-computing and RegTech innovator ProTools, LLC, has been recognized as one of the select group of companies featured in the 2020

NEWPORT BEACH, Calif. and CHICAGO, Nov. 12, 2020 /PRNewswire/ -- RiskPro and Envestnet, Inc. (NYSE: ENV) announce an integration which will enable investment advisors to build and manage client portfolios with less regulatory risk....

Is Your Risk Profiling Process Putting Your Firm at Risk?

Jeff Olsen

Tuesday, October 20, 2020

Historically, investor risk profiling begins with an investor completing a risk tolerance questionnaire and then getting a label like “conservative”, or “aggressive”. We created...

RiskPro® Shines a Light on Pricing Discrepancies

Jeff Olsen

Wednesday, August 26, 2020

On February 19, the S&P 500 reached an all-time high of 3,386. Shortly thereafter investors began to price in the economic impact from the COVID-19 pandemic, causing the market to make its most abrupt trip ever into bear market...

RiskPro® Proves Pandemic Proof

Nick Scalzo, ChFC, CLU

Tuesday, August 25, 2020

Validation Amid a Crisis The outbreak the COVID-19 virus rocked the global economy and financial markets. Understandably, fear and panic spread among millions of investors. Through it all, RiskPro® performed impeccably. From the...

BOSTON, May 20, 2020 /PRNewswire/ -- FinMason, a FinTech firm and investment analytics provider that enables WealthTech platforms to accelerate development and time-to-market, today announced that it has been selected by RiskPro, a...

NEWPORT BEACH, Calif., Oct 2, 2019/PRNewswire —The business of financial technology has been progressing at a break-neck pace recently due to start-ups, M&A activity, AI, and even looming government regulations.Amidst swirling...

NEWPORT BEACH, Calif., Sept. 25, 2019/PRNewswire — As regulatory agencies try to see eye-to-eye on what is important to investors and the industry, RiskPro® has been busy setting the new standard for what financial entities...